You are currently viewing List of Fidelity Bank USSD Code (2023)

List of Fidelity Bank USSD Code (2023)

If you need a code that will help provide quick and convenient access to a range of banking services even without the internet, then you can’t go wrong with the Fidelity Bank USSD code

Whether you’re looking to check your account balance, transfer funds, or access other essential banking features, all can be achieved through the official Fidelity USSD code, *770#

There is no doubt that the benefits of using a Fidelity transfer code cannot be overemphasized

With this code, you get to enjoy fast, convenient, and secure banking transactions 24/7 

So, without further delay, let’s delve into the world of Fidelity Bank USSD codes and unlock the convenience they offer.

Explore the list, discover the possibilities, and embrace the seamless banking experience that awaits you.


Table of Contents



List Of Fidelity Bank Ussd Codes

By using these codes, you can effectively use Fidelity Bank USSD codes to conveniently and securely manage your banking needs, all from the convenience of your mobile phone.


USSD Codes

Open Fidelity Bank Account


Check Balance


Transfer to Fidelity/other Banks 

*770*Account Number*Amount#

Airtime Top-Up Self 


Airtime Top Up Others 

*770*Phone Number*Amount#

Withdraw cash from ATM without a Debit Card


Pay Bills 

*770*Biller Code*Amount#

Retrieve BVN 


Hotlist ATM Card 


Deactivate or Block USSD 

*770*911*Phone Number#

Change PIN 



How To Register & Activate Fidelity Bank USSD Code Service

Fidelity USSD code

Information Required To Register For Fidelity Bank USSD code

To register for the Fidelity Bank USSD code and access the convenient banking services it offers, you will need the following information:

  • Valid Phone Number: Ensure that you have a registered and active phone number linked to your Fidelity Bank account. This number will be used to dial the USSD code and receive transaction alerts and notifications.
  • ATM Debit Card: The 4 last digits of ATM is needed to enroll for USSD code 
  • Fidelity Bank Account: You must have an active account with Fidelity Bank. If you don’t have one yet, visit the nearest Fidelity Bank branch to open an account.
  • Personal Identification Details: Be prepared to provide your personal identification details such as your full name, date of birth, and residential address. 
  • Transaction PIN: During registration, you will be asked to create a unique PIN (Personal Identification Number) for your USSD transactions. Make sure to choose a secure PIN that is easy for you to remember but difficult for others to guess.


How To Activate Fidelity Bank USSD Code Service

Activating the Fidelity Bank USSD code service is a straightforward process that allows you to access a range of banking services conveniently. 

To activate the USSD code service, follow these steps:

  • Dial the USSD Code, *770# on the phone number registered with your Fidelity Bank account
  • Select “Registration” or “Activate” to proceed
  • Follow the prompts on the screen to enter your Fidelity Bank account number
  • Enter the last 4 digits of your ATM debit card
  • Proceed with the onscreen instructions to enter your data
  • Create a unique and secure PIN (Personal Identification Number) for your USSD transactions. This PIN will be required whenever you initiate transactions using the USSD code service.
  • After successfully completing the activation process, you will receive a confirmation message on your phone indicating that your Fidelity Bank USSD code service has been activated. 

Note: Choose a PIN that is easy for you to remember but difficult for others to guess. However, if you encounter any difficulties during the activation process, it is advisable to contact Fidelity Bank’s customer service for further assistance.


How To Setup Fidelity Bank Transfer PIN

To set up your Fidelity Bank transfer PIN, follow the steps below:

  • Dial the USSD Code, *770# On the phone number registered with your Fidelity Bank account, 
  • Select “PIN Setup” or “Create PIN” to proceed
  • Enter your account number and proceed
  • Selection option to create a new PIN. However, if you already have a transfer PIN and want to change or reset it, you will be prompted to enter your existing PIN before you will be able to reset it to a new one.
  • Follow the prompts on the screen to enter and confirm your new transfer PIN. Typically, the PIN is a 4-digit number. Avoid using easily guessable combinations such as birth dates or sequential numbers.
  • Confirm PIN Setup and review to ensure it is correct.
  • Once you have confirmed the PIN setup, you will receive a confirmation message on your phone indicating that your Fidelity Bank transfer PIN has been successfully set up.

Setting up your transfer PIN enables you to securely authorize fund transfers using the Fidelity Bank USSD code service. Remember to keep your transfer PIN confidential and do not share it with anyone to protect the security of your account.


How To Transfer Money Via Fidelity Bank Transfer Code

  • Dial *770# on your mobile phone.
  • Follow the onscreen prompts to select the appropriate transaction type from the menu options, self or someone else
  • Select Funds Transfer to transfer money to another account within Fidelity Bank or another bank
  • Enter the required recipient’s account number and the amount you want to transfer or pay
  • Confirm the details of the transaction.
  • Enter your 4-digit PIN to authorize the transaction.
  • Wait for the confirmation message that your transaction was successful.


How To Deactivate Fidelity Bank Transfer Code

  • Get a phone from anybody irrespective of the telecom network
  • Dial the deactivation code, *770*911#
  • Follow the prompts and instructions provided on the screen to enter your phone number and deactivate the phone

NOTE: Once you deactivate a phone USSD, all Fidelity bank transactions associated with the phone number will stop functioning. 

To reactivate a deactivated phone or account number, you will have to visit the nearest branch of Fidelity bank


How To Use Fidelity Bank Ussd Codes

Using Fidelity Bank USSD codes is a simple and convenient way to access a range of banking services.

To make the most of the Fidelity Bank USSD codes, follow these steps:

  • Dial the USSD code: On the phone number registered with your Fidelity Bank account, dial the USSD code, *770#.
  • Navigate the menu: Once you dial the USSD code, a menu of options will appear on your phone screen. Each option will have a corresponding number assigned to it.
  • Select the desired service: Enter the number that corresponds to the service you wish to use. For example, if you want to check your account balance, select the option labeled “Check Balance” by entering the corresponding number.
  • Follow the prompts: Depending on the selected service, you may be prompted to enter additional information such as your account number, recipient’s account details, or transaction amount. Follow the on-screen instructions and provide the requested information accurately.
  • Confirm the transaction: After entering the necessary details, review the information to ensure its accuracy. If everything is correct, confirm the transaction when prompted.
  • Receive confirmation and notifications: Once the transaction is processed, you will receive a confirmation message on your phone, indicating the status and details of the transaction. You may also receive notifications regarding your account balance or other relevant information.
  • Explore additional services: Fidelity Bank USSD codes provide access to a variety of services beyond basic transactions, such as airtime recharge, bill payments, funds transfer, and more. Navigate through the menu to explore the available options and make use of the services that meet your needs.

Remember to keep your USSD code and PIN confidential, and avoid sharing them with anyone. Regularly monitor your account activity and report any suspicious transactions to Fidelity Bank’s customer service.


Tips On How To Ensure The Security Of Your Transactions

By following these tips and exercising caution, you can enhance the security of your transactions when using the Fidelity Bank USSD code, safeguarding your account and personal information from unauthorized access or fraudulent activities.

When using the Fidelity Bank USSD code, consider the following tips:

  • Keep your USSD Code and PIN Confidential: Treat your Fidelity Bank USSD code and PIN as sensitive information. Do not share them with anyone, including friends or family members. Avoid saving them on your mobile device or writing them down so they can be easily accessed by others.
  • Beware of Phishing Attempts: Be cautious of unsolicited calls, messages, or emails that request your USSD code, PIN, or personal information. Fidelity Bank will never ask for such details through these channels. Do not provide any sensitive information unless you are certain of the legitimacy of the communication. When in doubt, contact Fidelity Bank directly using verified contact details.
  • Use Secure and Private Devices: Whenever possible, perform USSD transactions on your personal and secure mobile device. Avoid using public or shared devices, such as internet cafes, where there is a higher risk of compromising your account details.
  • Regularly Update Your PIN: To enhance security, consider changing your Fidelity Bank USSD code PIN periodically. This reduces the risk of unauthorized access to your account. Choose a strong PIN that is not easily guessable and avoid using common combinations such as sequential numbers or birth dates.
  • Monitor Your Account Activity: Regularly review your account statements and transaction history to detect any unauthorized or suspicious activities. Report any discrepancies or unusual transactions to Fidelity Bank immediately.
  • Enable Two-Factor Authentication (2FA): Enabling 2FA adds an extra layer of security by requiring a verification code or token in addition to your PIN for certain transactions.
  • Update Your Mobile Banking App: If you use a mobile banking app provided by Fidelity Bank, ensure that it is regularly updated to the latest version. Updates often include security enhancements and bug fixes, keeping your banking app secure and reliable.
  • Secure Your Mobile Device: Implement security measures on your mobile device, such as setting a strong device password or PIN, enabling biometric authentication (e.g., fingerprint or face recognition), and installing reputable mobile security software to protect against malware and unauthorized access.
  • Be Mindful of Your Surroundings: When making USSD transactions in public places, be aware of your surroundings to prevent others from observing your USSD code or PIN. Shield your device’s screen and keypad while entering sensitive information.
  • Educate Yourself: Stay informed about the latest security practices and fraud prevention measures provided by Fidelity Bank. Familiarize yourself with their recommended guidelines for safe USSD code usage.



Q: What is the Fidelity Bank USSD code?

A: Fidelity Bank USSD code is a convenient service provided by Fidelity Bank that allows customers to perform various banking transactions using their mobile phones. The USSD code is a short, easy-to-remember number or combination of characters that you can dial on your mobile phone to access a menu of banking services. With the Fidelity Bank USSD code, you can check your account balance, transfer funds, pay bills, and perform other essential banking activities, all without the need for internet access. The Fidelity USSD code is *770#

Q: How can I activate the Fidelity Bank USSD code without an ATM debit card?

A: Fidelity Bank provides an alternative activation method for customers who do not have an ATM debit card. To activate the Fidelity Bank USSD code without an ATM debit card, you will need to have an active Fidelity app or better still, Visit the nearest Fidelity Bank branch and request for USSD code activation 

Q: How Much is the Network Fee to Activate Fidelity USSD?

A: Irrespective of the mobile network you want to use, MTN, GLO, Airtel, or 9Mobile, you will be charged 6.98 Naira to activate the Fidelity bank USSD code

Q: How to Reset Fidelity USSD PIN

A: If you forgot your Fidelity bank USSD 4-digit PIN or need to change it, reset it by dialing the code *770*00# on your registered phone number.

Q: How to deactivate Fidelity USSD banking?

A: To deactivate or stop using the Fidelity Bank USSD banking service, simply dial the USSD code,  *770*911#, using your registered phone number and follow the onscreen instruction to deactivate the associated number

…read also:



Fidelity Bank USSD code is a powerful tool that brings banking convenience right to your fingertips.

With the USSD code, you can access a wide range of banking services using your mobile phone, without the need for an internet connection.

Whether you want to check your account balance, transfer funds, pay bills, or perform other essential transactions, the Fidelity Bank USSD code provides a quick and hassle-free way to manage your finances.

Throughout this guide, we have explored various aspects of the Fidelity Bank USSD code, including its activation process, security measures, PIN setup, and deactivation options.

By following the recommended guidelines and tips, you can ensure the security of your transactions and protect your personal information.


Get An Exclusive Coupons And Deal Digest In Your Inbox

Thank you for subscribing. Redirecting you to coupon offers

Something went wrong.

Leave a Reply