List of First Bank USSD Codes (2023)

Are you ready to experience the epitome of convenience and control? Look no further than the First Bank USSD code – your passport to a seamless and secure banking experience.

Gone are the days of waiting in long queues or relying solely on internet access. With First Bank’s USSD code, you can now access a multitude of banking services with a simple dial of your mobile phone.

Whether you need to check your account balance, transfer funds, recharge airtime, pay bills, or even manage your cards, it’s all just a few keystrokes away.

Designed to cater to the needs of both smartphone users and feature phone owners, First Bank’s USSD code ensures that everyone can embrace the power of mobile banking. 

No internet? No problem. The USSD technology operates on the basic cellular network, ensuring uninterrupted access to your finances wherever you may be.

Security is of utmost importance, and First Bank Plc understands that. Rest assured that every transaction you initiate through the USSD code is safeguarded with robust encryption and authentication measures.

Your financial well-being remains a top priority.

To ensure a seamless experience, we are going to look at the various First bank codes you can leverage to start enjoying cutting-edge solution that revolutionizes banking on the go.

Table of Contents

• How To Activate First Bank USSD Code 
• List of First Bank USSD Codes  
• How To Transfer Money
• How To Register a First Bank Transfer Code Without ATM Card
• How To Deactivate First Bank Code
• FAQs
• Conclusion

 

How To Activate First Bank USSD Code 

Activating First Bank’s USSD code is a simple and straightforward process. Just follow the steps below to activate the USSD code and start enjoying the convenience of mobile banking:

• Dial the code *894*0# on your First Bank registered line. Ensure that you are using a mobile phone number associated with your First Bank account. The code can be dialed from any network, including MTN, Glo, Airtel, or 9mobile.
• Upon dialing the code, a menu will appear on your screen, presenting a list of ATM debit cards linked to your First Bank account. Select the specific ATM debit card you wish to link to the USSD code for transfers.
• After selecting the ATM debit card, you will be prompted to enter the 4-digit PIN associated with the chosen card. Enter the PIN correctly to proceed with the activation process.
• Next, you will be required to create a new 5-digit PIN. This PIN will serve as the authentication code for all future transfer transactions made using the USSD code. Choose a PIN that is easy for you to remember but difficult for others to guess.
• After successfully confirming your PIN, the activation process is complete. You will receive an SMS notification on your registered phone number confirming the successful activation of the First Bank Transfer USSD Code.

NOTE: It is important to keep your PIN confidential and not share it with anyone to ensure the security of your transactions. If you encounter any issues during the activation process or have any questions, please reach out to First Bank’s customer support for further assistance.

 

List of First Bank USSD Code

Service	Code
First Bank Code for Account Opening	*894*0#
First bank transfer code to check the balance	*894*00#
To register or activate for USSD banking code	*894*0#
First Bank ussd code for airtime (self)	*894*Amount#
First Bank ussd code for airtime (others)	*894*Amount*Phone number#
First Bank Code to Buy Data	*894*2#
USSD code for first bank transfer Self or other banks	*894*Amount*Account Number#
Code for Mini-statement	*894*Account Number#
To deactivate or block an account	*894*911#
First Bank Code for Loan	Dial *894# and select Loans
Code to Check First Bank BVN	*565*0#

 

How To Transfer Money Using First Bank USSD Code

To transfer money using the First Bank USSD code, follow the steps below:

• Dial the First Bank USSD code on your phone: *894#.
• A menu will appear on your screen with different options. Select the option for transfers by entering the corresponding number ( “2” to”Transfer”).
• Choose the bank transfer option by entering the corresponding number ( “1” for First Bank accounts and “2” for other banks)
• Enter the recipient’s account number.
• Select the beneficiary’s bank from the list provided or enter the bank’s code if prompted.
• Enter the amount you want to transfer.
• Confirm the transaction details, including the recipient’s name and the amount to be transferred.
• Enter your 5-digit PIN to authorize the transaction.

Ensure that the phone number you’re using for the transaction is registered with your First Bank account.

Once the transfer is successful, you will receive a confirmation message containing the details of the transaction.

 

How To Register a First Bank Transfer Code Without ATM Card

To register for the First Bank transfer code without an ATM card, you can follow these steps:

• Dial *894# on your registered mobile phone number linked to your First Bank account. Make sure you have sufficient balance or airtime on your phone.
• Select your desired debit card linked to your account. Since you don’t have an ATM card, you’ll need to choose “Cardless.”
• Follow the on-screen prompts to provide the required information, such as your account number, date of birth, and other details requested by the system. Make sure to provide accurate information.
• Once you’ve entered the required details, set a 5-digit PIN for your First Bank transfer code. This PIN will be used to authorize transactions.
• After setting your PIN, you’ll receive a confirmation message stating that you have registered for the First Bank transfer code service without using an ATM card.

You can now start using the First Bank transfer code by dialing *894# and following the on-screen prompts to perform various transactions, such as transferring funds, checking your account balance, buying airtime, and more.

However take note that your transaction can be very limited, until proper verification is done, you will not be able to transact more than 20,000 Naira daily

 

How To Deactivate First Bank Code

In the case of your mobile transfer being compromised or your phone/SIM being stolen, you can secure your money by deactivating your mobile banking.

To deactivate,

• Dial *894*911# from any phone number.
• Enter the registered phone number you wish to deactivate
• With that, your USSD profile will be deactivated automatically.

 

Frequently Asked Questions about First Bank USSD Code:

Q. What is First Bank transfer code?

A. FirstBank transfer code is a convenient service provided by First Bank that allows customers through the use of the code, *894# to perform various banking transactions, such as transferring funds, checking account balances, buying airtime, and more, 

Q. How can I unblock my First Bank USSD code?

A. To unblock your First Bank USSD code, you can contact First Bank’s customer support helpline and provide them with the necessary details. They will guide you through the unblocking process, however, for security reasons, you might be asked to visit a nearby brand.

Q. Why is my First Bank USSD code not working?

A. There could be various reasons why your First Bank USSD code is not working. It could be due to network issues, insufficient balance or airtime on your mobile phone, incorrect input of the USSD code, or your account being temporarily blocked. In such cases, you can contact First Bank’s customer support for assistance.

Q. How can I register for First Bank transfer code without an ATM card?

A. To register for the First Bank transfer code without an ATM card, dial 8940# on your registered mobile phone number, select the option for “Cardless,” provide the required information, set a PIN, and follow the on-screen prompts. Refer to the detailed steps provided earlier for a complete guide.

Q. How can I transfer money from First Bank without an ATM card?

A. Once you have registered for the First Bank transfer code without an ATM card, you can easily transfer money by dialing *894# on your mobile phone, selecting the option for “Transfer,” providing the necessary details (account number, amount, etc.), and authorizing the transaction using your PIN. However, funds are usually limited to N20,000 daily

Q. How can I check my First Bank statement of account?

A. To check your First Bank statement of account, simply dial the code, 894*Account Number#

 And follow the on-screen prompt to get a mini statement. 

Q. Can I use the First Bank transfer code on any mobile phone?

A. Yes, the First Bank transfer code can be used on any mobile phone as long as it has the capability to make calls and send SMS. However, ensure that your mobile phone is registered with First Bank and that the SIM card is linked to your bank account.

Q. What should I do if I forget my First Bank ussd code PIN?

A. If you forget your First Bank transfer code PIN, you can reset it by dialing *894#, selecting the option for “PIN reset,” and following the on-screen instructions. Alternatively, you can contact First Bank’s customer support for assistance in resetting your PIN.

Q. What is the maximum amount I can transfer using the First Bank transfer code?

A. The maximum amount you can transfer using the First Bank transfer code per day is 100,000 Naira and in other instances, this limitation may vary based on factors such as the type of transaction, your account status, and regulatory requirements. 

Q. How secure is the First Bank transfer code?

A. First Bank takes security seriously and implements measures to ensure the security of its USSD banking services. 

However, it’s important to follow best practices to protect your personal information, such as keeping your PIN confidential, not sharing your banking details with others, and being cautious while using the transfer code on public or unsecured networks.

…read also:

• 7 Ways To Contact First Bank Customer Care
• List of Fidelity Bank USSD Codes (2023)
• List of USSD Codes & Transfer Code For Ecobank (2023)

 

Conclusion

There is no doubt that the First Bank USSD codes have emerged as a convenient and efficient way for customers to access banking services on their mobile devices. 

It offers speed and efficiency thereby making banking transactions to be complete within seconds. This has saved customers valuable time and effort, especially in situations where urgent transactions need to be made or during busy periods.

With a basic mobile phone, individuals who previously had limited or no access to banking services can now perform essential transactions.

However, it is important to note that while USSD codes provide a convenient alternative, customers should exercise caution and adhere to necessary security measures. It is crucial to protect personal and financial information and to avoid sharing sensitive details with unauthorized individuals.