List of Keystone Bank Code (2023)

If you need a simpler, faster, and more convenient way of doing banking, then you can’t go wrong using the Keystone bank code.

Through the Keystone Bank USSD code, you can manage various transactions and access banking services on your mobile device.

My goal is not only to inform you but to empower you to navigate the world of modern banking effortlessly.

However, take note that as I embark on this journey through Keystone USSD codes, keep in mind that the banking landscape has evolved. Staying informed and leveraging these codes effectively can enhance your banking experience significantly.

Therefore, in this comprehensive guide, I will delve into everything you need to know about Keystone Bank USSD codes, from activation to a list of useful codes and tips on securing your transactions. 

Let’s dive in!

 

Table of Contents

• How To Activate Keystone Bank USSD Code 
• Requirements To Register or Activate Keystone Bank code 
• How to Transfer Money 
• How to Deactivate Keystone Bank USSD Code
• List of Keystone Bank USSD Codes
• How To Use Keystone Bank USSD Code For Various Transactions
• Tips on How to Ensure the Security of Your Transaction
• FAQs
• Conclusion

 

How To Activate Keystone Bank USSD Code

Activating Keystone Bank’s USSD code is a simple and convenient process that allows you to access various banking services on your mobile device. 

Here’s a step-by-step guide on how to activate Keystone Bank USSD Code:

• On your mobile phone, dial *7111*0# using the phone number associated with your Keystone Bank account. 

• After dialing the USSD code, you will be presented with a menu of options. Select the ‘Register Option’ by entering the corresponding number (usually ‘1’) and pressing the send or OK button on your phone.

• You will be prompted to input your Keystone Bank account number. Carefully enter your correct account number to proceed with the activation.

• Next, you will be required to input your year of birth. Enter the correct year of your birth as it is associated with your bank account.

• Now, you will need to create a secure transaction PIN. This PIN will be used to authorize various transactions, so make sure it is unique and not easily guessable. Follow the prompts to set your PIN, which is usually a 4 to 6-digit number.

• Once you have successfully created your transaction PIN, the registration process is complete. You will receive a confirmation message indicating that your Keystone Bank USSD code has been activated.

 

Requirements To Register or Activate Keystone Bank code

To register or activate the Keystone Bank USSD code (*7111#), you need to meet specific requirements and follow the steps outlined below:

• Ensure that you have an active Keystone Bank account in your name.
• You’ll need a mobile phone, whether it’s a smartphone or a basic phone, that is linked to your Keystone Bank account. This phone will be used for USSD banking.
• Keep the last six digits of your Keystone Bank debit/ATM card handy. You must provide these digits during the activation process for security verification.
• Ensure you have sufficient airtime on your mobile network. Keystone Bank may charge a nominal network fee for using the USSD service. Compatible mobile networks typically include MTN, Glo, Airtel, or 9Mobile.

 

Key Things To Note

• Ensure that the mobile number you use is the one registered with Keystone Bank.
• You can select which Keystone Bank account to transact with if you have more than one account.
• The maximum daily transfer limit is N100,000 (a combination of Intrabank and Interbank), and the maximum daily airtime purchase is N10,000.
• This service is available to subscribers of all networks including Airtel, 9Mobile, GLO, and MTN.
• The money is directly deducted from your Keystone Bank account.
• Transactions can be conducted both within and outside Nigeria.

 

How to Transfer Money Using Keystone Bank USSD Code

The Keystone USSD code, *7111*Amount*Account Number#, serves as a convenient way to transfer money. You can use this code not only for transfers within Keystone Bank but also for transfers to other banks. 

Here’s how it works

This straightforward process allows you to securely send money from your Keystone Bank account to either another Keystone Bank account or an account in a different bank.

• Dial the USSD code *7111*Amount*Account Number# on your mobile device.
• Select the recipient bank from the options provided.
• Confirm the details of the transaction and proceed.
• Enter your personal PIN to authorize the transfer.

 

How to Deactivate Keystone Bank USSD Code

To deactivate the Keystone Bank USSD code, simply dial *7111*911# on your mobile device and follow the on-screen prompts.

 

List of Keystone Bank USSD Codes

Function	USSD Code
To register or activate the Keystone Bank USSD code	*7111*0#
Check account balance	*7111*00#
Recharge the phone for yourself	*7111*Amount#
Recharge Phone for others	*7111*Amount*Phone Number#
To Purchase Mobile Data for self or others	*7111*5#
Transfer money to Keystone bank or other banks	*7111*Amount*Nuban Account Number#
Activate Debit Card	*7111*9*123#
To Retrieve or check your BVN	*7111*6#
Panic Code:	*7111*911#
If you have many accounts To Change the default Top-up Account	*7111*AcctNo#
Open a Keystone bank Account: Dial code	*7111*01#

How To Use Keystone Bank USSD Code For Various Transactions

How To Reset or Setup Keystone Bank Transfer PIN

Setting up or resetting your Keystone Bank transfer PIN is a simple process that can be done using your mobile phone. 

Follow the step-by-step guide below:

• On your mobile phone, open the dialer app dial *7111#, and press the call button.

• After dialing *7111#, you will see a menu of options on your screen. Navigate through the menu using the number keys on your phone. 

• Select the option labeled ‘Other Services’ by entering the corresponding number.

• Once you have selected ‘Other Services,’ you will be taken to the next page of options. Scroll through the options and select the ‘Next’ option by entering the appropriate number.

• On the third page of options, you will see several choices. Select the last option, which is usually labeled ‘Reset PIN,’ by entering the corresponding number.

• After selecting ‘Reset PIN,’ you will be prompted to input your desired transfer PIN. Enter your desired PIN using the number keys on your phone. Make sure to choose a secure PIN that is easy for you to remember but hard for others to guess.

• To verify your identity and complete the request, you will need to enter the last ‘6’ digits of your debit card. Carefully input the correct digits to ensure accuracy.

• Once you have entered your desired PIN and the last ‘6’ digits of your debit card, review the information to ensure it is accurate. If everything is correct, confirm the request to set up or reset your Keystone Bank transfer PIN.
• You will receive a confirmation message on your phone once the PIN setup or reset process is successful.

NOTE: Be sure to keep your new PIN secure and do not share it with anyone. The PIN will be required when conducting various banking transactions, so be sure to keep it safe. If you encounter any issues or have questions, don’t hesitate to contact Keystone Bank customer support for assistance.

 

How To Change Keystone Bank USSD code Transaction PIN

Here are the detailed steps to change your Keystone Bank Transaction PIN:

• After dialing *7111#, you will see an options menu on your screen.
• Navigate through the menu 
• Select the option labeled ‘Other Services’ by entering the corresponding number.
• Select the 5th Option, Which Is ‘Change PIN’:
• On the next page of options, you will see several choices.
• Scroll through the options and select the 5th option, which is typically labeled ‘Change PIN,’ by entering the appropriate number.
• You will be prompted to enter your old or current Transaction PIN and then,
• be prompted to create a new Transaction PIN.
• Input your desired new PIN of your choice 
• To ensure accuracy, you will be asked to re-enter your new Transaction PIN.
• Review the information to make sure your old PIN and new PIN entries are correct.
• If everything is accurate, confirm the request to change your Keystone Bank Transaction PIN.
• You will receive a confirmation message on your phone once the PIN change process is successful.

Note: Make sure to choose a secure PIN that is easy for you to remember but hard for others to guess and be to keep your new PIN secure and do not share it with anyone.

 

How To Use Keystone Bank USSD Code To Check Balance

Checking your Keystone Bank account balance using USSD (Unstructured Supplementary Service Data) is a quick and convenient way to stay updated on your financial status. 

Here are the steps to check your account balance using the Keystone Bank USSD code:

• Dial *7111*00# on the Bank-Registered Phone

• After dialing the USSD code, you will be prompted to enter your Transaction PIN.
• Double-check to ensure you enter the correct PIN.
• Once you have entered your Transaction PIN, the USSD system will authenticate your request.
• After successful authentication, your Keystone Bank account balance will be displayed on your phone’s screen.

 

How To Use Keystone Bank Transfer Code To Buy Airtime

Recharge for Yourself:

• Dial **7111Amount# (e.g., *7111*1000#) on your bank-registered phone.
• Wait for the success notification.
• You can now start making calls using the airtime loaded.

Recharge for Others:

• Dial *7111*Amount*Phone Number# (e.g., *7111*1000*08036422334) on your bank-registered phone.
• Input your T-PIN (Transaction PIN) when prompted.
• Wait for the success notification.
• The specified phone number will receive the airtime recharge, and you will be charged accordingly.

 

Keystone Bank Code To Check Account Balance

• Dial the USSD code *7111*00# on your phone’s keypad.
• After dialing the USSD code, you will be prompted to enter your Transaction PIN.
• Double-check to ensure you enter the correct PIN.
• Once you have entered your Transaction PIN, the USSD system will authenticate your request.
• After successful authentication, your Keystone Bank account balance will be displayed on your phone’s screen.
• You can then take note of your account balance or use it for your financial planning.

 

Tips on How to Ensure the Security of Your Keystone Bank Code Transactions 

Ensuring the security of your Keystone Bank code transactions is crucial to protect your financial information and assets. 

Here are some tips to help you enhance the security of your transactions:

• Keep your PIN confidential and avoid sharing it with anyone.
• Double-check the details of each transaction before confirming.
• Avoid conducting sensitive transactions over public Wi-Fi networks or unsecured websites.
• Regularly update your mobile device’s operating system and antivirus software.
• Enable transaction notifications to stay informed about any suspicious activity.
• Create strong, unique codes that are not easily guessable. Avoid using easily accessible information like birthdays or names.
• Periodically change your PIN and any other codes associated with your bank account or mobile banking. Avoid using the same code for multiple accounts.
• Be cautious about clicking on links or responding to messages that ask for your banking information. Scammers often use phishing emails and texts to steal personal information.
• If you receive a call or message claiming to be from your bank, verify the identity of the caller or sender by contacting the bank through their official customer service channels before sharing any information.
• Regularly review your bank statements and transaction history for any unauthorized or suspicious activity. Report any discrepancies to your bank immediately.
• Avoid third-party apps that claim to offer banking services.
• Store bank-related documents, including statements and checkbooks, in a secure and locked location to prevent unauthorized access.
• If you suspect any unauthorized access or fraudulent activity on your account, contact your bank immediately to report it.

 

FAQ

What is Keystone Bank USSD code?

The Keystone Bank USSD code is a short dialing code, *7111# that allows you to access various banking services on your mobile device even without an internet connection, such as checking your account balance, transferring money, and buying airtime or data

What transactions can I perform with Keystone Bank USSD Code?

With Keystone Bank USSD Code, you can perform a range of transactions, including:

Checking your account balance

• Transferring funds to other accounts within Keystone Bank and to other banks
• Purchasing airtime for yourself and others
• Paying bills and utilities
• Opening a Keystone Bank account
• Buy airtime
• Check your mini-statement
• Block your card
• Report a lost card And more

Is there a daily limit on transactions with Keystone Bank USSD Code?

Yes, there are daily transaction limits, a maximum of N100,000 for transfer and  set by Keystone Bank. These limits may vary depending on your account type and other factors. You can contact the bank or check the limits within the USSD menu for specific details.

Is the Keystone Bank USSD service available 24/7?

Yes, the Keystone Bank USSD service is available 24 hours a day, 7 days a week, including weekends and holidays, for your convenience.

Are there any charges for using Keystone Bank USSD Code?

Yes, there may be nominal charges associated with certain USSD transactions. It’s advisable to check with the bank or refer to their official pricing information for details on USSD service charges.

Is it safe to use Keystone Bank USSD Code for transactions?

Yes, Keystone Bank takes security seriously. The USSD service is designed with security features to protect your transactions. Ensure that you keep your USSD PIN and other banking information confidential.

..read also: 

• How to Contact Keystone Bank Customer Care
• List of Wema Bank USSD Codes (2023)
• USSD Code For Loans in Nigeria 2023

 

Conclusion

The Keystone Bank USSD code is no doubt a convenient and versatile tool for conducting various banking transactions.

We’ve covered the activation process, including the information required and the steps involved, as well as how to transfer money within Keystone Bank and to other banks.

Additionally, we explored deactivation options and provided a list of Keystone Bank USSD codes for various services.

To ensure the security of your transactions, follow the recommended tips. For any lingering questions, the FAQ section addresses the common queries.