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Top 10 Legit Online Investment Platforms in Nigeria 2023

Whether you’re a beginner or an experienced investor, you can’t go wrong choosing from these our list of top 10 legit online investment platforms in Nigeria.

They are simply the best way to start growing your money passively and in a more safe and secure manner. But the truth remains that you have to be patient as well.

With the advancement of technology and the internet, online investments have become increasingly popular and accessible to individuals from various backgrounds.

But caution needs to be taken, as there are lots of internet scammers roaming around looking for who to defraud and that is why, I come up with the legit list of best online investment platforms in Nigeria

The fun part is that these platforms are tested and trusted and proven to work and they are also licensed by the government and insured by approved bodies.

All listed investment platforms here are online but also have offline locations where you can work to make inquiries if you want to.

Many of them offer automated savings as well as different investment opportunities.

However, they all have different ROI they promise their investors, though it’s usually within the range of lesser or greater than 13% per annum.

One thing is certain, you can really build wealth by leveraging these platforms.

Start investing today and watch your money grow!


10 Best Investment Platforms in Nigeria 2023


1. PiggyVest


PiggyVest is among the best investment platform in Nigeria that allows you to invest in pre-vetted low-medium risk primary and secondary investment opportunities easily with any amount you have.

They offer various investment opportunities like Fixed income instruments, Agriculture, Transportation, Real Estate, etc


All investment opportunities are pre-vetted to ensure that they have minimum risk and they have proper insurance coverage.

With 5,000 Naira, you can start investing with Piggyvest and earn up to 25% per annum in return.

Piggyvest also offers high-interest savings opportunities where you can earn up to 13% p.a. 

You can start your saving journey with PiggyVest with at least 100 Naira

This entails that if investment opportunities are not available you can take advantage of their high-yield saving platform to start earning on your savings.

Interest on investment can be paid monthly, quarterly, or yearly depending on the terms and conditions backing the investment.

Likewise, for the saving options, interest depends on the package you opt-in for. 

Fixed Savings, allows you to fix your savings for a particular period of time and earn interest of up to 13% per annum. 

While for Automated savings (PiggyBank), you can save and earn up to 10% p.a.

For Goal-Oriented Savings, you get up to 9% p.a. and with Flex Naira, you can earn up to 8% p.a.

When it comes to withdrawal, you can withdraw your funds at the end of the investment period or sell your units of investment before the maturity date.

However, if the investment is not mature and you want to sell, you will have to place your units of investment on sale and wait for a buyer.

PiggyVest is very secure, they have two licensed Microfinance banks and a certified corporate organization.

All funds are further managed by AIICO Capital – a leading asset management company in Nigeria registered and licensed by the Securities and Exchange Commission

PiggyVest App is available both on Google Play store and Apple Store and can be downloaded for free.

Their official offline address is located at Tesmot House, 3 Abdulrahman Okene Close, Off Ligali Ayorinde St, Victoria Island, Lagos

Invest Through PiggyVest


2. Cowrywise


This is another legit investment platform in Nigeria with a wide array of time-tested & professionally managed investment products.

Through their systematic investment plan, you can automate your investment in any product on their app.

Cowrywise offers the opportunity for investors to invest in Naira or dollar Mutual funds

Interest is earned either in the form of interest or capital gains.

Capital gains refer to selling your units of investment for more than you bought them.

With Cowrywise, you can start investing with as little as 1,000 Naira however, you must note that the higher the amount the better the interest.

To get started with this App, all you need to do is sign up with a valid email, phone number, and BVN.

To fund your Cowrywise savings or investment opportunities, you have the option of using your debit card or through bank transfer.

You can invest for as long as you want but interest percentages are calculated per annum.

Cowrywise has one of the most intuitive Apps with good looking design and very easy-to-use interphase.

The App allows you to measure your investment progress thereby helping you make better decisions.

You can withdraw your investment instantly to your local bank as soon as the investment matures.

To ensure the safety of all invested funds, investments are done on risk-free instruments, and the funds are held by Meristem Trustees, a company registered with The Security and Exchange Commission (SEC) on behalf of savers.

Cowryise physical location is at 5C Rev.Ogunbiyi St, Ikeja GRA, Ikeja

Invest With Cowrywise


3. Carbon

Carbon Investment

Carbon is one of the top genuine online investment companies in Nigeria with diverse digital finance solutions.

Although Carbon started out in the digital lending market, now the company offers a number of services from savings to payments solutions and investment.

The company offer one of the best return on investment in the country

You can start investing in carbon with as little as 100 Naira and get up to 16% per annum. 

You can also choose the investment duration which ranges from 3 months to 12 months.

To invest with Carbon, you have to first select the investment plan of choice (Cash Vault, Goals, or Flexsure) then input the amount you want to invest, duration, and fund via your bank account or debit card.

Your funds with Carbon are safe. All funds are managed by One Finance and Investment Ltd which is licensed and regulated by CBN.

When investing, there is the option to either invest in, 3, 6, or 12 months with an interest rate of up to 16%.

Savers and investors can set automated daily, weekly, or monthly saving targets with any of their plans

Carbon’s physical registered address is at Plot 642C Akin Adesola Street, Lagos, Nigeria

Invest with Carbon


4. Bamboo

Bamboo Investment

If there is one legit investment platform in Nigeria that must be reckoned with in this compiled list of best investment platforms, Bamboo is definitely one.

Bamboo is a top-notch investment company that gives unrestricted access to over 3,000 stocks listed on the US Stock Exchange right from the comfort of your smartphone.

You can fund your Bamboo Naira or Dollar wallet and begin to invest almost immediately without any waste of time.

You can also decide to diversify your investment by buying into a bundle of stocks called an ETF

To get started with Bamboo Investment, you will need at least 20 Dollars or its equivalent in Naira.

However, you must note that if you deposit from a Naira payment option, you can only withdraw to a Naira account and if you deposit from a USD payment option, you can only withdraw to a USD account.

When signing up for a Bamboo account, your BVN will be requested alongside a valid ID and utility bill.

For payment options, they accept Master and Visa cards as well as bank transfer

Bamboo App has an intuitive design with inbuilt technology to give you a clear picture of your portfolio performance over time in order to adjust your position and learn by doing so.

You can as well track returns on investment purchases through the app.

All Bamboo investments are overseen by Securities Investment Protection and all accounts are insured up to the tune of $500,000 by FDIC 

Their physical location is located at Plot 1 Block 22 Babatunde Anjous Avenue, Lekki Phase 1

Invest Through Bamboo


5. RiseVest

RiseVest Investment

RiseVest offers an intuitive and easy way to invest in globally denominated assets.

You can invest in any of the well-managed assets with an assurance of up to 14% and a possibility of up to 41% interest per annum.

Their major assets include Real Estate, Fixed Income, and Stocks.

With RiseVest, you can be assured of good wealth management.

Your funds are saved with RiseVest as they are managed and monitored by ARM Trustee Ltd 

The platform has an intuitive design with an inbuilt tracker to track your investments and see live how you are doing at any time.

You can also use their app to set your financial goal.

To get started with RiseVest, you need at least $10, thereafter, you choose a plan and set a duration.

All RiseVest accounts are protected with the same encryption technology banks use.

All stock investments are insured up to the tune of $500,000 by the U.S. Securities Investment Protection Corporation (SIPC).

The fun part with RiseVest is that you get free expert financial advice on your investment.

Their physical location is at Block D 5, Jacob Mews Estate, 21 Adebisi Street, Yaba, Lagos

Invest Through RiseVest


6. Trove

Trove Investment

Trove is an online investment platform in Nigeria that lets you invest in US, Chinese and Nigerian stocks, bonds, exchange-traded funds, and other securities with the help of a smartphone.

With as little as $10, you can start your investment venture.

You can buy any publicly traded equity, bond, or foreign assets as a one-off investment using a debit/credit card or through a bank transfer.

Trove has an option for you to invest via Naira or Dollar

Naira wallets are used for investing in local Nigerian stocks while Dollar wallets are used for investing in foreign stocks.

To get started with Trove, your BVN is required alongside a valid license and utility bill.

With over 4,000 stocks in Trove, you can start investing as soon as you have money in your brokerage account

Your investment through Trove is safe.

All Trove investments are held and managed by Sigma Securities Ltd and ARM Securities Ltd, both of which are SEC-licensed regulated brokerage firms.

And for that of the US Dollar investment accounts, are held by Drive Wealth, a FINRA-regulated brokerage firm

To help you with investing, Trove has a trending stocks chart to help you with investment opportunities based on your profile.

Their app also gives an indication of stocks that are trending in the news, social media, etc

In Addition, the app gives decision support indicators and data based on the company’s past performance, analysts’ opinions and the company’s predicted performance trend.

Trove’s physical address is located at 18B Oladimeji Alo Street, Off Freedom Way, Lekki, Lagos

Invest Through Trove


7. Chaka

Chaka Investment

Chaka is another legit investment platform in Nigeria that offers access to investing in Nigeria and US Stocks Exchange as well as other Securities.

There is no doubt, as of today, Chaka is one of the best ways to invest in stocks, bonds, ETFs, and other assets from the US, UK, Nigeria, and China, among others.

It is a legit investment firm with a license from the Securities and Exchange Commission of Nigeria (SEC)

Local assets are regulated by Nigerian Stock Exchange and Central Securities Clearing System (CSCS) while their Dollar assets are regulated by US FINRA and US SEC.

All Dollar accounts are insured up to the tune of $500,000 by SIPC.

They have over 4000 Dollar assets you can choose from and invest in.

Chaka has an intuitive app designed to ease the highs and lows that come with the investment.

You can start trading local and foreign stock with Chaka for as low as $10

Their assets come with some of the world’s best stocks like Apple, Google, Netflix, Alibaba, Tesla, etc.

You can track returns on investment purchases through Chaka.

Their physical location is at No 6, Osborne Road, Ikoyi, Lagos

Invest Through Chaka


8. Wealth NG

Wealth NG Investment

This is another top-notch online investment platform in Nigeria where you can invest in Treasury Bills, Stocks, Mutual Funds, and Real Estate. 

Through their intuitive website, you can manage and monitor your investments in real time and see how much interest you will get when your investment matures.

As a member, you are entitled to enjoy advice from seasonal wealth managers.

Through Wealth NG, you can invest in short-term products like 30 days Treasury Bills,  or long-term products like Stocks and Real Estate Assets.

To get started, your BVN  as well as next of kin will be required to verify your identity

Wealth NG uses an artificial intelligence-powered conversational chatbot.

The chatbot is designed to give personalized investment advice and answer 

Wealth also offers saving opportunities with interest of up to 7%  per annum and you can start saving with a minimum of 1,000 Naira.

Wealth NG is available for free on both Apple Store and Google Play store.

Through their app, you can access all features including making investment transactions, monitoring portfolios, sending gifts, and calculating net worth among others.

For Bonds, you can start investing with a minimum of 100,000 Naira and you can decide to sell even before it matures anytime.

All funds in Wealth NG are managed by Sankore Securities Ltd which is registered with NSE and regulated by SEC

Wealth NG’s physical location is at 33B, Cameron Road, Off Alfred Rewane, Ikoyi, Lagos Nigeria.

Invest Through Wealth


9. I-Invest

I invest Investment

This is another online investment platform in Nigeria today that give you access to invest in risk-free investment opportunities like Treasury bills, Eurobonds, Equities, etc

Through the array of investment products, investors in I-invest can match products to their investment needs.

I-invest can be accessed through the official website and web apps

All funds on i-invest are safe. They are the official product of Parthian Partners Ltd, a company regulated by the SEC

Through their app, you can track various investment portfolios. 

To get started with the app, you will need to sign up with a valid means of identification as well as a utility bill and choose from the list of available securities to transact.

A minimum of 100,000 Naira is requested to start investing in a portfolio of your choice.

Their physical location is at 22A Udi Street, Osborne Foreshore, Ikoyi Lagos.

Invest Through I-Invest


10. Payday Investor

Payday Investment

This is an investment platform that helps you save money and grow earnings through investment in the ARM Money Market Fund.

Payday Investor is a product of ARM Investment Managers, a subsidiary of Asset & Resource Management Holding Company which is licensed and regulated by the SEC

They have an intuitive App that can be accessed through the Apple and Google Play Store

The App also helps you with tracking of  your interest daily 

You can get up to 15% on your investments.

As an investor, you can automate your savings to the way you like it, weekly or monthly

To get started, you will need to have a minimum of 1,000 Naira, then create an account and set up an investment plan and funding options 

All saved funds are automatically invested in ARM Money Fund which can be accessed at will anytime when matured

As a product of ARM, Payday Investor has experienced investment fund managers to help you if the need arises.

Invest Through Payday


How To Choose An Investment Platform in Nigeria

When choosing a platform, you should consider the following factors, it will serve as a guide in choosing the best one.

Notwithstanding, many of the platforms here are accredited investment platforms and can be relied upon.

The factors below also influenced our decisions in compiling the list above.


What To Consider When Choosing an Investment Platform in Nigeria

  • Does the platform have a mobile app?
  • What range of investments does the platform have
  • What about customer service?
  • Is it a recommended investment platform
  • How legit is the platform
  • Is it recognized by the CAC
  • Is it regulated by SEC or affiliated with a firm that is regulated by SEC
  • Can they be physically located
  • Is their interest rate too high to be true, then is likely a scam if yes
  • How secure is your fund
  • What is their withdrawal policy
  • What is the minimum investment
  • Do they have experts that can guide you through investment decision

Sourcing for answers or asking your investment platform these questions will go a long way in giving you better clues of genuine from fake ones

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To grow your fund, investment is one sure and guaranteed way.

You can decide to invest in portfolios such as Stocks, Bonds, Mutual funds, Real estate, and Agriculture and earn interest of up to 25%.

With this compiled list above, you are sure of getting genuine online investment companies in Nigeria you can leverage to start your investment journey.

These platforms offer a hassle-free investment experience.

They are legit, tested, and trusted 

Irrespective of your status, whether individual, expert, or beginner, the platform allows you to start investing almost immediately with little to no capital.

What are your favorite & best investment platforms in Nigeria today?


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This Post Has 3 Comments

  1. Victor Charles

    Great, thanks a lot.

  2. SolzArt

    Thanks so much for this post, it’ give a headstart to an investor, beginner/professional. Thumbs up👍🏽

  3. ohtranslate

    I’m glad to see that there are so many legit online investment platforms in Nigeria. It’s important to have options when it comes to investing, and these platforms offer a variety of options that should be appealing to a lot of people.

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