Access Bank Codes
Posts by ShopOnlineG® Team
Do you know for every transaction you want to carry out, there is an Access Bank USSD Code you can use?
Infact, if you need to execute quick banking transactions, irrespective of your phone type, basic or smart, whether with internet access or not, the use of USSD codes is what you should look for.
There is no doubt that the cashless policy in Nigeria has come to stay, hence, the need to access banking services on the go is inevitable.
Ranging from transferring funds to buying airtime, paying bills, or applying for loans, all of which can be accessed easily with just a single code, the Access Bank transfer code which is *901#.
Since Access Bank came into being in 1989, it has grown to become one of the most highly loved and rated commercial banks in Nigeria and indeed one of the largest as well.
Besides, the need for Access Bank code came into being as a result of an innovative and technologically driven approach to banking services.
Indeed, the need and the benefits of using USSD codes are quite enormous and ever-expanding. You get to enjoy fast, convenient, and secure banking transactions.
With 24/7 availability and no internet or airtime requirements, you shouldn’t want to miss this and risk queuing for long hours at the bank.
Do you want to register for Access Bank’s new USSD code service? If yes, this guide has got you covered!
Table of Contents
- How To Register For Access Bank Ussd Code Service
- How To Transfer Money Using Access Bank Transfer Code
- How To Deactivate Access Bank Transfer Code
- List Of Access Bank Ussd Codes
- How To Use Access Bank Codes For Various Transactions
- How To Ensure The Security Of Your Transactions
- Access Bank Code FAQs
- Conclusion
How To Register For Access Bank Ussd Code Service
Information Required To Register For Access Bank Code
To be able to use the Access USSD code for your banking transactions, you will need the following information to be able to register:
- Your 10-digit Access Bank account number.
- The last 6 digits of your Access Bank debit/ATM card.
- The SIM is linked to your Access Bank account. This is usually the phone number you used to create the account.
- Your personal data like full name, date of birth, and address
- Personal Identification Number for authenticating your transactions. Choose a strong and memorable four-digit number
With all that with you, you’re about to enjoy mobile banking!
How To Activate Access Bank USSD Code Service
To activate your Access Bank new USSD code, follow the outlined procedures below and ensure that you have all the previously listed requirements.
- Open your phone dialer and dial *901# using the phone number linked to your Access bank account.
- Click on option 2 (Transfer)
- You will then be required to enter the last 6 digits of your Access Bank debit/ATM card. However, if you don’t have an active debit card, you will be required to enter your Date of Birth.
- Next, enter your 10-digit Access bank account number.
- You will then be prompted to create a 4-digit PIN. Enter your preferred 4-digit PIN and confirm the entry in order to authorize the transaction.
With all that successfully done, your USSD code for Access Bank will be activated and you can now use it to transfer money, buy airtime, or pay bills.
How To Setup Access Bank Transfer PIN
Your Access Bank transfer PIN is what you’ll use for all your banking operations, whether transfer or airtime purchases.
Your 4-digit PIN can be any number from 0 to 9. You can follow the previously outlined procedures above to create your PIN.
However, to change or reset your Access Bank transfer PIN:
- Using the phone number linked to your Access bank account, dial *901#
- Select option 4
- Enter the old transfer PIN
- Enter the new transfer PIN and confirm it.
With that, your Access Bank transfer PIN has been changed successfully!
How To Transfer Money Via Access Bank Transfer Code
No more long queues at the bank just to send money to your family and friends. With the Access Bank transfer code, you can do that easily in the comfort of your home.
To transfer money via the Access bank transfer code:
For Transfers To Another Access Bank Account,
- dial *901*Amount* Recipient’s Account Number#
- Confirm the recipient’s details
- Enter your 4-digit transfer PIN and wait for the response via onscreen & SMS.
For Transfers To Other Banks,
- dial *901*2*Amount*Recipient’s Account Number#
- Enter the recipient’s bank name from the list of banks displayed.
- Confirm the details and authenticate the transaction by entering your 4-digit security PIN.
In both transfers, you will receive a notification confirming the success of the transaction together with a debit alert SMS.
Sometimes, the debit alert may be delayed but if your transaction was said to be successful, then you’ve been debited and the alert may come later.
How To Deactivate Access Bank Transfer Code
In the case of your mobile transfer being compromised or your phone/SIM being stolen, you can secure your money by deactivating your mobile banking.
To deactivate,
- Dial *901*911# from any phone number.
- Enter the registered phone number you wish to deactivate
With that, your USSD profile will be deactivated automatically.
List Of Access Bank Ussd Codes
Function | USSD Code |
Dialing code | *901# |
Account opening | *901*0# |
Account balance inquiry | *901*00# |
Airtime purchase for self | *901*Amount# |
Airtime purchase for others (family and friends) | *901*Amount*Phone Number# |
Funds transferred to Access Bank | *901*Amount*Recipient’s Account Number# |
Funds transferred to other banks | *901*2*Amount*Recipient’s Account Number# |
Data Purchase | *901*8# |
Bill payments | *901*3# |
Loan application | *901*11# |
BVN retrieval | *565*0# |
Mobile transfer deactivation | *901*911# |
Merchant Payment | *901*3*Amount*Merchant Code# |
OTP Generation | *901*4*1# |
How To Use Access Bank Code For Various Transactions
It is one thing to know all these codes and another to know how to use them effectively and efficiently. So let’s discuss how to use the bank’s USSD codes to access various services.
How To Use The Access Code To Check Account Balance
- Pick up your phone and dial *901*00#
- Your account balance will then be sent to you, if successful.
- On the other hand, you can also check your balance by dialing *901*5#.
Any of them works just fine and does not require data or airtime.
How To Use Access USSD Code to Buy Airtime
- Simply dial *901*Amount# to purchase airtime for yourself. For example, *901*500# for ₦500 airtime regardless of the network.
- Dial *901*Amount*Phone Number# to buy airtime for others like your family and friends. For example, *901*1000# for a ₦1000 airtime top-up for someone.
Tips On How To Ensure The Security Of Your Transactions
The security of your mobile banking transactions is of utmost importance because like every other technology, hacking is quite possible with mobile banking.
However, you shouldn’t get worried because you can only get hacked when some bad actors can lay hands on some of your details, so let’s look at how you can secure your mobile banking.
- Password your phone and ensure is always locked
- Use a strong transfer PIN. Do not try using things like 1234, 1111, 2222, etc., of course, you’ll be tempted to use a code you can easily remember but at the same time, you’re risking the safety of your account.
- Do not disclose your transfer PIN to third parties
- Keep your BVN, debit/ATM card details, and your linked phone number, as safe as possible.
- In case of phone theft or loss, quickly dial *901*911# through any phone number to immediately deactivate your mobile banking (for more details on deactivation check the previous sections of this guide).
- Finally, never reveal your BVN or card details to anyone even if the person tells you they are calling from your bank. Rather, go to your bank and do it physically by yourself.
Frequently Asked Questions (FAQs)
This is a short code, *901# that allows Access Bank customers to perform banking transactions on their mobile phones any time of the day 24/7.
The first is to ensure you are using the right code for your transaction. Secondly, difficulties experienced with regard to the bank code could be due to the number of people doing transactions at that same time. Possibly, you should keep trying or reach out to Access bank customer care.
Customers can perform a variety of transactions, including checking account balances, transferring money to Access Bank and other banks, buying airtime/data for themselves and others, paying bills, and opening an account.
Simply dial *901# from the phone number linked to your Access bank account and follow the on-screen prompts.
Yes, there is a limit to the amount of money you can transfer with the Access USSD code. The daily limit for transfers is N100,000 for individual accounts and N1,000,000 for corporate accounts.
No, there is a charge for using the Access Bank transfer code. However, the charges are minimal and are usually deducted from your account balance. The exact charges may vary depending on the transaction you are carrying out.
If you forget your code PIN, simply dial *901#, select the option for “PIN Setup,” and follow the on-screen prompts to reset your PIN.
Yes, it is very secure and uses encryption to protect your transactions. However, it is important to keep your PIN and mobile phone safe to prevent unauthorized access to your account.
If you encounter any issues with the code for Access Bank, you can contact Access Bank customer care for assistance. You can also visit any Access bank branch for further assistance
Yes, you can use it on any mobile phone, regardless of the make or model. However, your mobile phone must be able to receive SMS messages and have a SIM card that is linked to your Access bank account
Transactions with an Access code are processed in real time and are usually completed within seconds. However, some transactions may take longer to process, especially if there are network issues or if the transaction is being processed outside of banking hours
If you accidentally transfer money to the wrong account, contact Access Bank customer care immediately for assistance. You can also visit any Access bank branch for further assistance.
Yes, you can check your Access bank account balance with the USSD code without an internet connection. All you need is a mobile phone that can receive SMS messages and a SIM card that is linked to your Access bank account.
To deactivate the USSD code, simply dial *901*911# from the phone number linked to your Access bank account and follow the on-screen prompts
No, there is no limit to the number of transactions you can perform. However, there may be a daily limit to the amount of money you can transfer, depending on your account type and transaction history.
No, the Access USSD code can only be used within Nigeria. If you are traveling outside Nigeria, you may need to use other banking channels to access your account, such as the Access Bank mobile app or internet banking.
….read also:
- 7 Ways To Contact Access Bank Customer Care (2024)
- Access Bank Loan Code: Path to Payday Loans Without Collateral
- List of Gtbank Transfer Code (2024)
Conclusion
Save yourself the stress of long queues at banks and engage in mobile banking via the Access bank transfer code.
Moreover, everything you’ll ever need to have a smooth mobile banking experience has been discussed in this guide.
From how to transfer funds to how to check your Access Bank account balance, buy airtime/data, pay bills, apply for loans and so much more!
I believe that this guide has proven to be a great resource for your mobile banking experience with Access Bank.