Unity Bank USSD Code: Your Quick Guide to Easy Banking (2023)

If you need to access banking services conveniently and securely, then you can’t go wrong with Unity Bank USSD code

The Unity Bank code, *7799# provides you with a range of banking services at your fingertips. 

With just a few keystrokes, you can check your account balance, transfer funds, pay bills, and even top up your mobile airtime.

This eliminates the need to visit a physical branch or go through the hassle of accessing Internet banking platforms.

The USSD code is accessible through all mobile networks, making it widely available for customers across Nigeria.

Table of Contents

• How To Activate Unity Bank Ussd Code 
• How To Activate Unity Bank USSD Code 
• How To Transfer Money Using Unity Bank Code
• How To Deactivate Unity Bank Code 
• List Of Unity Bank Ussd Code (2023)
• How To Use Unity Bank Code For Various Transactions 
• Tips On How To Ensure The Security Of Your Transactions
• FAQs
• Conclusion

How To Activate Unity Bank Ussd Code

Information Required To Register Or Activate Unity Bank Code

There are some essential pieces of information you need to have on hand before you can register or activate your Unity Bank code 

Here are the key information required to get started.

1. A Registered Unity Bank Account:

To use Unity Bank’s USSD codes, you must have an active bank account with Unity Bank. If you don’t have an account yet, you’ll need to get one.

2. A Mobile Phone:

Ensure that you have a mobile phone with an active SIM card. The SIM card should be registered in your name and inserted into the phone you plan to use for banking transactions.

3. Personal Identification Information:

Be prepared to provide personal identification information such as your full name, date of birth, and address when prompted during the registration process.

4. Debit Card Details:

You will need to enter your debit card details, including the card number and its expiration date, to complete the registration process.

5. Transaction PIN:

Unity Bank will require you to set up a secure transaction Personal Identification Number (PIN) during the registration process. This PIN will be used to authenticate your transactions, so choose a strong and memorable one.

6. One-Time Password (OTP):

To confirm your number, Unity Bank will send a one-time password (OTP) to your registered mobile number during the registration process. You’ll need to enter this OTP to verify your identity.

How To Activate Unity Bank USSD Code

To activate the Unity Bank code, follow these steps:

• Using the phone number registered with your Unity Bank account, dial *7799# on your mobile phone’s keypad.
• Follow the on-screen to add your account and required card details.
• After providing the necessary details, you will be prompted to set up a four-digit secret PIN. This PIN will be used to authenticate your transactions when using the USSD service. 
• Once you have successfully completed these steps, your Unity Bank USSD code will be activated, and you can start using it for various Unity Banking transactions and services. 

Make sure to keep your PIN confidential and do not share it with anyone to ensure the security of your account.

How To Transfer Money Using Unity Bank Code

How To Transfer Money To Another Unity Bank

To transfer money to another Unity Bank account, follow these steps using the provided USSD code:

• On the phone number registered with your Unity Bank account, dial *7799*1*Account Number*Amount# to initiate a transfer.
• Press the “Send” button to proceed
• You will receive an onscreen message confirming the details of the transfer, including the recipient’s account number, name, and the amount.
• Confirm the details to ensure they are correct. If everything is accurate, you can proceed with the transfer by entering your four-digit secret PIN 
• After entering your PIN, the transfer will be initiated, and you will receive a confirmation message indicating that the transfer was successful.
• That’s it! You have successfully transferred money to another Unity Bank account using the USSD code. Make sure to keep your transaction details and PIN confidential for security purposes.

How To Transfer Money To Other Banks

To transfer money to other bank accounts, follow these steps based on the provided information:

• Dial the code *7799*2*Account Number*Amount# from your registered phone
• You will then be prompted to select the bank
• Select the bank by replying with the appropriate digit and submit to proceed to the next stage
• You will receive a confirmation message on your screen confirming the details of the transfer, including the recipient’s bank, account number, name, and amount.
• Confirm the details to ensure they are correct. If everything is accurate, you can proceed with the transfer by entering your four-digit secret PIN.
• After entering your PIN, the transfer will be initiated, and you will receive a confirmation message indicating that the transfer was successful.
• That’s it! You have successfully transferred money to an account in another bank using Unity Bank’s code. 

How To Deactivate Unity Bank Code

To deactivate your Unity Bank USSD code, follow these steps using the provided information:

• Dial *7799*911# from any phone, whether it’s a basic phone or a smartphone.
• Follow the onscreen instructions to enter your preferred language and then input the registered phone number
• Then submit to get your USSD for Unity Bank account deactivated

Please note that deactivating your USSD code will disable your access to Unity Bank’s USSD banking services. Make sure to keep your account information secure and only deactivate the service if you have a specific reason to do so, such as in the case of a lost or stolen phone.

List Of Unity Bank Ussd Code (2023)

Function	USSD Code
To check the account balance	*7799*0#
Open Account	*7799#
Airtime Top-Up for Self	*7799*Amount#
Airtime Top-Up for Others	*7799*Phoneno*amount#
Transfer to Unity bank account	*7799*1*accountno*amount#
Transfer to Another bank account	*7799*2*accountno*amount#
BVN verification	*7799*5#
Block account	*7799*9*phone number#
USSD on POS	*7799*000*RefID#
Cardless withdrawal	*7799*8*Amount#
Fund Bet9ja Wallet	*7799*403*Bet9ja ID*amount#
Eko Electricity Distribution Prepaid	*7799*4*meter no*amount#
Ikeja Electricity Prepaid	*7799*5*meter no*amount#
Short Code Strings for DSTV Subscription
Access (2000)	*7799*32*Smart card no*1#
Compact (6800)	*7799*32*Smart card no*2#
Compact Plus (10650)	*7799*32*Smat card no*3#
Family (4000)	*7799*32*Smart card no*4#
Premium (15800)	*7799*32*Smart card no*5#
Short Code Strings for GoTv Subscription
Gotv Lite (400)	*7799*33* Smart card no*1#
Gotv Max (3200)	*7799*33* Smart card no*2#
Gotv Plus (1900)	*7799*33* Smart card no*3#
Gotv Value (1250)	*7799*33* Smart card no*4#

How To Use Unity Bank Code For Various Transactions

How To Reset Unity Bank Transfer Pin

To reset your Unity Bank transfer PIN, follow these steps:

• Dial *7799# on your mobile phone’s keypad. This will initiate the Unity Bank USSD service.
• From the menu that appears on your screen, select the option labeled “Change PIN.”
• Follow the on-screen prompts to enter your Unity Bank account number and your old PIN. 
• After entering your account number and old PIN, you will receive an OTP and then proceed to enter your new PIN. 
• Choose a new four-digit PIN that you can easily remember, but make sure it’s secure and not easily guessable.
• After entering the new PIN, you will be asked to confirm it by entering it again.
• Once you have successfully confirmed your new PIN, the system will process your request, and your Unity Bank transfer PIN will be reset to the new one you provided.

Please ensure that you keep your new PIN confidential and do not share it with anyone to maintain the security of your account.

How To Use Unity Bank Code To Check Balance

To check your Unity Bank account balance using the provided USSD code, follow these steps:

• On your mobile phone, dial **7799*0# and then send
• Wait for a moment as the Unity Bank system processes your request.
• You will receive a response on your screen displaying your account balance. 
• Take note of your account balance for your reference.
• Once you have checked your account balance, you can end the USSD session by closing the dialer or ending the call, depending on your phone’s interface.

Please ensure that you are using the phone number registered with your Unity Bank account. Additionally, make sure to keep your account balance information confidential and do not share it with anyone who is not authorized to access your account.

How To Use Unity Bank Transfer Code To Buy Airtime

To recharge airtime from your own Unity Bank account, dial *7799*Amount# from the phone number registered with your Unity Bank. While recharging airtime for another phone number, dial *7799*Phoneno*Amount# from the phone number registered with your Unity Bank account and follow the onscreen prompt.

Tips On How To Ensure The Security Of Your Transactions

Ensuring the security of your Unity Bank transactions is essential to protect your financial assets and personal information. 

Here are some tips to help you maintain the security of your Unity Bank transactions:

Keep Your PIN Confidential:

Never share your Unity Bank transaction PIN with anyone, including family and friends.

Avoid using easily guessable PINs like birthdates or simple number sequences.

Beware of Phishing Attempts:

Be cautious of emails, messages, or calls asking for your personal or account information.

Verify the authenticity of any communication from Unity Bank customer care if you are doubting or better still visit their nearby brand

Use Strong, Unique Passwords:

When accessing online banking or mobile apps, create strong, unique passwords that is not easy to guess like 7259. Avoid using easily guessable passwords  like “1234.”

Secure Your Mobile Device:

Set a lock screen password, PIN, or fingerprint recognition on your mobile device.

Install reputable antivirus and anti-malware software to protect against mobile threats.

Monitor Your Account Activity:

Regularly review your account statements and transaction history to detect any unauthorized or suspicious activity.

Report any discrepancies or unauthorized transactions to Unity Bank immediately.

Educate Yourself:

Stay informed about common fraud and scam techniques.

Be cautious when clicking on links or downloading attachments from unknown sources.

Report Suspicious Activity:

If you suspect any fraudulent activity or security breaches, contact Unity Bank immediately to report the issue.

Use Account Alerts:

Set up account alerts through Unity Bank’s mobile app or online banking to receive notifications for specific transaction types or balance changes.

FAQs

…read also:

• USSD Code For Loans in Nigeria 2023
• 6 Best Ways To Track MoneyGram
• Securing Your Finances: The Code to Block Bank Account in Nigeria

Conclusion

With Unity Bank USSD codes, banking has never been easier.

whether you want to check your account balance, transfer funds, or even buy airtime, you can achieve all that using their USSD codes

As a friendly reminder, it’s important to keep your USSD code PIN confidential to ensure the security of your accounts. 

Unity Bank is committed to providing you with safe and convenient banking options, and it’s crucial to play your part in safeguarding your financial information.

So, take advantage of the Unity Bank USSD codes and experience the ease of banking like never before.